Common Cents

The reason why I started this blog is because I believed that I have something unique to share with my fellow Singaporeans. I tried surfing the internet for tips on savings and all I got is really common advices such as buy what you need and etc....

In this blog, I will be writing about TOOLS and approaches TO MAXIMISE YOUR SAVINGS and maximium REBATES FROM YOUR SPENDING (damage control) specifically to what is available in Singapore. These information is for all of you living in Singapore (even if you are not a Singaporean but you are living in Singapore).

Like many of you, young working adults trying to earn more money and SAVE MORE money, I started exploring ways to make my money work harder for me. I started this hobby of mine since my days studying in UK, London. During the 2005 to 2007, bank interest rates in London have been raising and different bank accounts such as internet banking accounts started offering higher interest rates than other accounts. Learning to split my savings into different accounts to yield maximum interest and cut down on administrative charges, I slowly pick up the catch the banks are trying to lay. As long as we are clear with the "catch" the bank sets, we can get the most interest out of the bank. Ultimately, the banks will earn their profits from those blur folks.

Till this stage, you might have guess, I will be talking about using credit cards for rebates and bank accounts with better interest rates. You think you have know it all? Well, no harm bookmarking my blog to see if I can offer you more tips than you know.

Just a prelude of next foew posts, do you know you can get 2 ROUNDS of REBATE by just having 1 credit cards and 1 NETS card? I earn about S$10 CASH REBATES every month with just my normal spending of about S$1000 a month.

If you too have great ways to save or get "free" money from banks, please feel free to leave your comments on this blog. I love getting "free" money from banks.

If you are looking for investment tips, this is NOT the blog for you as I am NOT a banker or financial advisor. I might touch on investments topic occasionally if I think I have the knowledge or share with you my believes.